Super
Superannuation that fits the advice you give.
From direct shares to professionally managed portfolios, Praemium Super gives you greater control over how retirement wealth is managed.
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More choice less compromise.
Too often, super funds limit your strategy. Greater investment flexibility lets you align retirement savings with the advice you already provide.
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Bring super into the full client view.
When a client's super sits apart from other investments, advice becomes fragmented. Bringing it all together enables a clearer view of total wealth.
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Take the friction out of admin.
From account opening to strategy changes, super administration can be time-consuming. Simpler digital processes help keep advice moving.
Managed portfolios and individual assets in one place
Blend professionally managed portfolios with approved individual investments, including direct shares within a single account
An APRA-regulated alternative to an SMSF
Support across every stage of retirement
Accumulation, transition-to-retirement and pension accounts sit within one framework, helping clients move through retirement stages without changing platforms.
A connected digital experience
Clients can access their super reporting and investment performance online and complete approvals electronically, without the paperwork and delays that often accompany traditional super administration.
With super forming part of the same digital experience as the rest of their wealth portfolio, clients gain greater visibility and advisers benefit from a more efficient way to manage ongoing advice relationships.
A retail super fund is designed to provide members with a wider range of investment options and access to professional financial advice. Industry super funds typically offer a smaller number of pre-mixed investment options. Praemium Super provides access to professionally managed portfolios, individual assets and a broader investment menu, allowing advisers to tailor investments to a client's objectives and risk profile.
Yes. Unlike many traditional super funds that restrict members to a limited range of investment options, Praemium Super allows access to professionally managed portfolios and approved individual investments, including direct shares, through the Praemium SMA framework. This provides greater flexibility to align superannuation investments with a broader wealth strategy.
Take a look at the Product Disclosure Statement to find out what you can invest in.
An APRA-regulated super fund is supervised by the Australian Prudential Regulation Authority (APRA) and must meet strict governance, compliance and member protection requirements. Praemium Super is an APRA-regulated superannuation fund, providing the regulatory oversight of a large super fund together with access to a broader range of investment options.
For many investors, Praemium Super can provide investment flexibility without the administrative responsibilities of running a self-managed super fund (SMSF). Members can access professionally managed portfolios, reporting and administration services through an APRA-regulated structure.
Yes. Praemium Super provides access to a range of professionally managed portfolios through Praemium's Separately Managed Account (SMA) investment framework. Advisers can select investment solutions that align with a client's values, risk profile and retirement goals.
In most cases, existing superannuation benefits can be rolled into and consolidated within Praemium Super. Your adviser can help determine whether transferring your super is appropriate for your circumstances and retirement objectives.
In most cases, existing super can be consolidated into Praemium Super by rolling over balances from other funds. Your adviser can review whether consolidating is right for your circumstances, handle the process digitally, and bring your superannuation together with the rest of your wealth in one place. Before consolidating, it’s worth checking any exit fees, insurance cover or tax implications with your adviser.
Yes. Praemium Super offers accumulation accounts, transition-to-retirement accounts and account-based pension accounts, allowing members to move through different stages of retirement planning while remaining within the same superannuation framework.
A transition to retirement pension allows eligible Australians who have reached preservation age to access part of their super while continuing to work. It can provide greater flexibility when transitioning from full-time employment to retirement.
Yes. Members have online access to portfolio information, reporting and performance data through Praemium's digital investor experience, providing greater visibility of retirement savings and investment holdings. Your adviser can also send you digital approvals, reports and communications so you can stay connected to your Super at your convenience.